> ## Documentation Index
> Fetch the complete documentation index at: https://docs.myproceeds.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Settle to a wallet or bank

> Withdraw USDC to a wallet you control, or off-ramp to a US bank account with Bridge.

When agents pay your paywalls, USDC accumulates in your Proceeds wallet. Settle in two ways:

1. **Withdraw to a wallet** — send USDC on the same chain to an address you control
2. **Off-ramp to a bank** — convert USDC to USD via ACH using Bridge

## Withdraw to a wallet

On the [Wallet](/dashboard/wallet) page:

1. Open withdrawals
2. Choose the chain that holds the balance
3. Enter destination address and amount
4. Confirm

Withdrawals route **per chain**. Circle Nanopayments balances settle from Gateway holdings first.

Tempo balances are held and withdrawn as [USDC.e](https://tempo.xyz/developers/docs/guide/bridge-layerzero#usdce-and-native-usdc), the bridged USDC on Tempo. Bridging USDC.e from Tempo to native USDC on Ethereum is fee-free via Stargate.

## Off-ramp to a bank (Bridge)

<Steps>
  <Step title="Complete KYC or KYB">
    Start Bridge identity verification for an individual or business from the Wallet page.
  </Step>

  <Step title="Link a bank account">
    Connect the US bank account that should receive ACH deposits.
  </Step>

  <Step title="Create liquidation addresses">
    Proceeds creates per-chain liquidation addresses used for payouts.
  </Step>

  <Step title="Withdraw">
    Off-ramp from a **Base** or **Tempo** balance. Bridge converts USDC → USD and deposits via ACH.
  </Step>
</Steps>

<Note>
  Bridge charges **0.25%** of the transaction amount on liquidation-address payouts.
</Note>

## Which path?

| Goal               | Path                                                               |
| ------------------ | ------------------------------------------------------------------ |
| Keep USDC onchain  | Withdraw to a wallet                                               |
| Need USD in a bank | Off-ramp via Bridge                                                |
| Reconcile revenue  | Cross-check [Transactions](/dashboard/transactions) against Wallet |

<Card title="Wallet dashboard" icon="wallet" href="/dashboard/wallet">
  Balances, withdrawals, and bank off-ramp setup.
</Card>