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Every completed payment lands in your Wallet. This is where revenue lives and where you take it out — as USDC to an external wallet, or as USD to a US bank account via ACH.

Holdings

Balances are listed per source, for example:
  • Circle Nanopayments — balances are held in Circle Gateway
  • Tempo — held as USDC.e, the bridged USDC on Tempo
  • Solana
  • Base
With Mainnet mode off (profile menu), you’ll see matching testnet balances. See Supported blockchains.

Withdraw

Click the Withdraw USDC button on a holding to open the withdrawal modal:
  1. Enter an amount (or Max) — the modal shows the available balance
  2. Choose a Destination:
    • A chain to send USDC onchain to an external wallet
    • Bank (ACH) to off-ramp USDC to your linked US bank account as USD
  3. Click Withdraw
Connect a bank in Settings before Bank (ACH) is available. Full walkthrough: Settle to a wallet or bank.

Off-ramp to a bank via ACH

Proceeds can turn USDC into dollars and deposit them in a US bank account via ACH, powered by Bridge.
  1. Open the profile menu → Settings
  2. Under Bank account, choose Individual (KYC) or Business (KYB)
  3. Enter your full legal name and click Connect Bank Account via ACH
  4. Complete identity verification in one session
  5. On Wallet, open Withdraw on a holding → set Destination to Bank (ACH)Withdraw
A 0.50% fee applies to bank withdrawals. Full walkthrough: Settle to a wallet or bank.

Withdrawals table

Settlement guide

Wallet withdraw vs ACH bank off-ramp.

Transactions

The payment records behind every balance change.